First-Time Homebuyer's Guide, Part 3: Finding the Right Home

With a pre-approval in hand, you're ready to look. A clear plan keeps the search focused and a lot less tiring.

Start with the location

You can change almost anything about a house except where it is. Think about your commute, the amenities you use every week, and how the area feels at different times of day.

Make showings count

Bring your must-have list and take notes and photos — after a few showings, homes start to blur together. Open closets, run the taps, and look at the ceilings and windows as well as the rooms.

Ask the right questions

• How old are the roof, heating and cooling systems?

• What are the typical utility costs?

• Are there any known issues or recent repairs?

• What's included in the sale?

Trust your instincts — and the facts

It's normal to feel an emotional pull toward a home. Balance it with the practical: does it meet your must-haves, and does the price make sense for what it is? I'll help you weigh both.

In Part 4 we'll cover what happens after your offer is accepted: inspection and appraisal.